Our Team
Dan Tighe
For decades, Dan Tighe has been a powerhouse in the insurance world—both as a top property damage attorney and a licensed insurance expert. As the founder of Ram Risk Group, Tighe has built an insurance agency that doesn’t just sell policies—it engineers protection strategies for high-net-worth individuals, commercial property owners, and businesses who can’t afford gaps in coverage.
With a deep background in high-stakes insurance litigation, claim disputes, and policy analysis, Tighe understands how risk management and policies succeed—or fail—when it matters most. That’s why Ram Risk Group isn’t just another insurance agency. It’s a strategic risk management firm designed to eliminate surprises, maximize protection, and ensure clients never have to fight an insurer alone.
Justin Miller
Justin Miller’s career is defined by discipline, leadership, and an unwavering commitment to service. As a Marine Corps Non-Commissioned Officer and combat veteran he managed millions in security-sensitive equipment, earned elite qualifications in advanced communications, NATO collaboration, and Airborne operations, and led teams in high-stakes environments. His transition into fire service and emergency services as a lieutenant he further sharpened his ability to lead under pressure, reinforcing his expertise in risk management and crisis response.
His move into the insurance industry was driven by a desire to fight for policyholders. As the COO of a P.A firm, he secured millions in settlements, navigating complex negotiations against insurance carriers. However, he saw a deeper issue—policyholders were often set up to fail before a claim was ever filed, trapped in policies riddled with gaps and exclusions. Recognizing that true protection starts before disaster strikes, he shifted his focus from claims advocacy to proactive risk management and superior policy structuring.
This mission led him to partner with Ram Risk Insurance Group, a national brokerage serving all 50 states. Now, he leverages his extensive industry knowledge and strategic foresight to provide transparent, high-quality coverage for both personal and commercial clients. With a focus on elite-level protection, competitive national pricing, and an unmatched client experience, he is setting a new standard in the insurance industry—ensuring policyholders have the right coverage before they need it.
CODY DUKET
A trusted fiduciary and relentless advocate, Cody Duket is redefining risk management with precision, strategy, and unwavering client protection. As a top strategist at Ram Risk, he delivers powerful, tailored insurance solutions that shield businesses, entrepreneurs, and high-net-worth individuals from financial exposure.
With years as a Public Adjuster, Cody has secured millions for commercial policyholders after major storms, witnessing firsthand how weak policies left businesses exposed. Determined to change that, he transitioned into the insurance industry to proactively safeguard clients before disaster strikes.
His decade in commercial and residential investing, combined with building multiple businesses, has given him a sharp eye for risk, contracts, and financial protection. As a Lieutenant in the fire department, he honed leadership under pressure, decisive action, and unwavering accountability—qualities he brings to every client.
A force in commercial and specialty insurance, Cody ensures clients are not just insured, but truly protected. He turns risk into resilience—because protection isn’t just a policy, it’s a promise.