For decades, Dan Tighe has been a powerhouse in the insurance world—both as a top property damage attorney and a licensed insurance expert. As the founder of Ram Risk Group, Tighe has built an insurance agency that doesn’t just sell policies—it engineers protection strategies for high-net-worth individuals, commercial property owners, and businesses who can’t afford gaps in coverage.
With a deep background in high-stakes insurance litigation, claim disputes, and policy analysis, Tighe understands how risk management and policies succeed—or fail—when it matters most. That’s why Ram Risk Group isn’t just another insurance agency. It’s a strategic risk management firm designed to eliminate surprises, maximize protection, and ensure clients never have to fight an insurer alone.
Justin Miller’s career is defined by discipline, leadership, and an unwavering commitment to service. As a Marine Corps Non-Commissioned Officer and combat veteran he managed millions in security-sensitive equipment, earned elite qualifications in advanced communications, NATO collaboration, and Airborne operations, and led teams in high-stakes environments. His transition into fire service and emergency services as a lieutenant he further sharpened his ability to lead under pressure, reinforcing his expertise in risk management and crisis response.
His move into the insurance industry was driven by a desire to fight for policyholders. As the COO of a P.A firm, he secured millions in settlements, navigating complex negotiations against insurance carriers. However, he saw a deeper issue—policyholders were often set up to fail before a claim was ever filed, trapped in policies riddled with gaps and exclusions. Recognizing that true protection starts before disaster strikes, he shifted his focus from claims advocacy to proactive risk management and superior policy structuring.
This mission led him to partner with Ram Risk Insurance Group, a national brokerage serving all 50 states. Now, he leverages his extensive industry knowledge and strategic foresight to provide transparent, high-quality coverage for both personal and commercial clients. With a focus on elite-level protection, competitive national pricing, and an unmatched client experience, he is setting a new standard in the insurance industry—ensuring policyholders have the right coverage before they need it.